Scott and Gwen, telephone: 01358 728308
	The 45 year plan
	Nobody these days still believes in the old job for life of yesteryear, but it is astounding how many people still believe that there is more security working for someone else than starting up in business for yourself. Without even realising it, most people set off on The 45 Year Plan, also now commonly known as the Employment Trap. This is where you leave full time education, get a good job, peak at 35 and then work with no real increase in income until retirement.
	Even if you manage to achieve this very ambitious plan you still eventually end up at retirement with the equivalent income that you were earning at age 18! This is also assuming you have a very good pension. People are generally living longer than ever before and many of us can expect to have as much as 25+ years of retirement. A part time business is a very good way of ensuring that you can enjoy those years, especially if the business builds up a walk away residual income.
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